We are in step 2 and making progress. This is the stage that takes a long time. Just knowing that we can scream that we are debt free is making up for this down time.
Staying focused and on track sometimes is hard. We get involved with everyday activities that can weigh us down. If you see yourself moving away from your goal, bring it back in. You have to keep your head up, stay focused, look beyond that and see what will life be at the end of this journey.You will have many journeys in life and many choices to make, so make the best of it.